NAVIENT CORP (JSM)

NASDAQ · Capital Markets · Security Brokers, Dealers & Flotation Companies

Price
$17.61
Day
-0.17%

Close 2026-09-22.

The company

Navient’s business consists of: • Consumer Lending We own and manage a portfolio of $15.5 billion of Private Education Loans. Through our Earnest brand we help students and families succeed with education lending and digital financial services, originating Earnest branded in-school student loans and refinancing products. In 2025, we originated $2.5 billion of Private Education Loans, a 77% increase from $1.4 billion a year ago. • Federal Education Loans We own and manage a portfolio of $28.1 billion of federally guaranteed Federal Family Education Loan Program (FFELP) Loans. We support the success of our customers and ensure a compliant, efficient customer experience. Navient owns and manages Private Education Loans and is the master servicer for these portfolios. Through our Earnest brand, we originate in-school Private Education Loans, including undergraduate and graduate products, we refinance education loans for high-quality borrowers and we intend to expand into adjacent lending products over time. "Refinance" Private Education Loans are loans where a borrower has refinanced their education loans, and "In-school" Private Education Loans are loans originally made to borrowers while they are attending school. We generate revenue primarily through net interest income on our Private Education Loan portfolio. Navient’s portfolio of FFELP Loans as of December 31, 2025 was $28.1 billion. We expect this portfolio to have an amortization period in excess of 15 years, with an 8-year remaining weighted average life. The segment net interest margin was 0.69% in 2025.

Institutional holders

Largest positions reported on Form 13F for the quarter ended 2026-03-31, by value.

Recent filings